Car Loan Calculator
Down payment, monthly payment, total costRuns locally · nothing uploaded
Monthly payment
864.56
Total interest
3,124.11
Total cost of the car
40,624.11
- Down payment7,000
- Amount financed28,000
- Due at signing (down payment + fees)9,500
0% APR offers often come with fees or a higher price instead of a rebate. Add those to compare the total cost.
Results are estimates for reference only and are not financial, lending or tax advice. Confirm actual rates and taxes with your lender or tax authority.
Assumes a fixed-rate, fixed-payment loan. Dealer fees, add-ons and taxes increase the real cost; include them under other costs.
Also works as:auto loan calculatorcar payment calculatorvehicle finance calculator
How to use
- 1Enter the price and down payment.
- 2Enter the APR, pick a term and add taxes and fees.
- 3Review the payment, interest and total cost.
FAQ
Is a longer car loan a good idea?
A 72- or 84-month loan lowers the payment but adds interest and can leave you owing more than the car is worth.
Is 0% APR really free?
Often you give up a cash rebate or pay fees instead. Compare the total cost with the cash price.
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